# Casual pay planner

> Try your net pays and see what a short week does to your bills.

Canonical HTML: https://getclova.com/tools/casual-pay-planner

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Try your net pays and see what a short week does to your bills.

## Method and assumptions

Reuses the guide's exact-cent reserve projection. The independent dated step includes only chosen available opening cash, forecast net employee pays and external payments. Replaces one pay once with a changed amount or usable date, then tests one chosen payment reduction or genuinely additional opening cash. Every ordered event is checked; first failure, full-path minimum, required opening cash and counterfactual closing remain separate. Moved pays follow existing events on their new date. Known out-of-window events stay visible. Protected buckets, reserve releases, recurrence, sole-trader tax, GST and benefit calculations are excluded. Conditional arithmetic does not prove future pay or a repair is available. Entries are not saved.

Open the [interactive planner](https://getclova.com/tools/casual-pay-planner). JavaScript is required to recalculate.

## Guides that use this

- [How to budget when your casual income changes](https://getclova.com/blog/budgeting-irregular-income)

- [Your first payslip, explained line by line](https://getclova.com/blog/payslip-explained)

- [Emergency funds: how much you need and how to start one](https://getclova.com/blog/emergency-fund)