# Couples bill planner

> Compare a bill split, then check the first rent is covered.

Canonical HTML: https://getclova.com/tools/couples-bill-planner

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Compare a bill split, then check the first rent is covered.

## Method and assumptions

Reuses the guide's equal, proportional and equal-leftover comparison. The separate dated step derives income and costs from its own manual events; proportional uses full take-home and equal-leftover allows all own costs. Required contributions are shared uses plus closing target less opening bill money. Advance savings count within the owner's responsibility once, reducing regular contributions; restoration moves their later spendable cash to their own savings. Checks every shared, personal and savings prefix, schedule totals and closing target in exact cents. Dated A responsibility rounds half away from zero and B balances the cent. Draft or incomplete schedules never certify a plan. No recurrence, bank transfers, shared Clova accounts or saved results.

Open the [interactive planner](https://getclova.com/tools/couples-bill-planner). JavaScript is required to recalculate.

## Guides that use this

- [How to split bills as a couple when your incomes differ](https://getclova.com/blog/splitting-bills-as-a-couple)

- [Envelope budgeting and cash stuffing in Australia](https://getclova.com/blog/envelope-budgeting)

- [Zero-based budgeting in Australia](https://getclova.com/blog/zero-based-budgeting)