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Meet the
Clova app.

See what is available after bills, budgets and the plans you care about.

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Clova Home for Sam: $121 left this cycle of $1,300 total, On pace, renews in 2 days. Groceries has $55 left, $145 spent of $200. Tab bar: Home, Insights, Plan, Activity.
Activity

Every dollar, sorted.

Activity puts the cycle’s spending in one bar, split by allocation. Tap the bar and each allocation opens as a card with its own purchases.

Anything Clova isn’t sure about waits under Review transactions until you’ve checked it.

Clova Activity for 16 Sep to 15 Oct: $1,711.35 spent this cycle, 8 days left until payday, a spending bar split by allocation, Review transactions with 2 to check, then recent purchases from Woolworths, Lune Croissanterie and Cinema Nova.
From the Clova app · sample data
Insights

See what’s changing.

Insights compares each finished cycle with the ones before it and tells you what moved, like groceries rising three cycles in a row.

Open what you spent and the detail sits in a deck. Swipe through it, or spread it out to see it all at once.

Clova Insights for 16 Sep to 15 Oct: spent $1,711.35, saved $400, share kept 5%. A finding reads Groceries rose across three cycles, $420. Below it, category movement for Groceries, Coffee, Fun, Bills and Meals.
From the Clova app · sample data
Your plan

Pull the ring
to move money.

Drag the ring between two allocations and the money moves from one to the other, so your plan always adds up to your pay.

Percentages show while you pull, then step aside.

From the Clova app · sample data
Bills

Bills, on the days
they land.

Plan lays your bills out on a calendar up to payday. Tap a day to see what’s due, then open the bill to see its payments or change it.

From the Clova app · sample data
Notifications

A heads-up
when it counts.

Clova tells you when an allocation is running low, or when a bill is due and the account might not cover it.

Names stay off your lock screen unless you turn them on, and it keeps quiet from 9 pm to 8 am.

Clova Notifications, this cycle: Groceries is running low. Spotify added to your plan. Rent is due Friday, Everyday might not have enough for it. Japan is fully saved. Pay’s in, new cycle started.
From the Clova app · sample data
In development

The app isn’t out yet.

Every screen on this page uses sample data. Join the waitlist below and we’ll let you know when Clova is ready.

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Shaped in Australia

Be there from the beginning.

Join the waitlist and help shape a calmer way to understand your spending, plan ahead and feel confident about what comes next.

No noise. Just the important update.