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Product direction

A calmer way to see what your money can do next.

Clova is being built in Australia around spending clarity, flexible budgets, bills and savings. The product capabilities below are planned and are not released services.

Clova product direction

  1. 01

    See the whole picture

    Clova is being designed to bring connected accounts and automatically organised transactions into one calm view.

    Planned app capability

  2. 02

    Plan without rigid categories

    Flexible budgets are intended to help people set priorities without turning every purchase into homework.

    Planned app capability

  3. 03

    Know what is left to spend

    Clova aims to show what remains comfortable to spend after budgets, upcoming bills and savings are accounted for.

    Planned app capability

  4. 04

    Stay ahead of bills

    Upcoming bills are planned to sit beside everyday spending so fewer commitments arrive as a surprise.

    Planned app capability

  5. 05

    Keep savings visible

    Savings progress is intended to stay visible alongside day-to-day choices instead of living in a separate mental bucket.

    Planned app capability

  6. 06

    Learn with free tools

    Clova already publishes free educational guides and browser-based calculators with transparent assumptions.

    Available today