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The 50/30/20 rule in Australia
The 50/30/20 rule splits take-home pay into 50% needs, 30% wants and 20% savings. Here's how it works, what counts as what, and what it looks like on a real Australian week of costs in 2026.
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1 guideLearn how often interest compounds on savings and mortgages, why shares and bonds work differently, and how daily, monthly and annual compounding compare.
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50/30/20 calculator
See how your take-home pay splits into needs, wants and savings, then adjust it to fit.
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Compound interest calculator
Compare how an initial amount may grow on its own and with regular contributions over time.
