clovaA weekend away
Goal 1$400.00of $400.00 funded
Ready by 04/11/2026Needed 20/11/2026
$250.00 from savings · $150.00 from paydays
Now$250.00
4 Nov$150.00
18 Nov$0.00
Clova tools / Saving
Savings goal planner
A trip away. A new phone. Put your goals beside your paydays and see where the money can go. Each payday has one shared amount, so you can see what fits before it is due.
Edit money, goals and paydays Change your plan
Your plan
Your goals, mapped to your paydays.
Every goal is funded by its deadline under this plan.
New phone
Goal 2$350.00of $350.00 funded
Ready by 02/12/2026Needed 04/12/2026
$50.00 from savings · $300.00 from paydays
Now$50.00
4 Nov$50.00
18 Nov$200.00
2 Dec$50.00
Payday by payday
Where each contribution goes
Each payday fills the next goal due, then moves on.
A weekend awayNew phoneNot allocated
4 Nov$200.00
A weekend away $150.00 · New phone $50.00
18 Nov$200.00
New phone $200.00
2 Dec$100.00
New phone $50.00 · Not allocated $50.00
$450.00from paydays
$50.00spare from paydays
$0.00savings not used yet
Every payday, line by line
Calculation: 28/10/2026 to 04/12/2026. Last included contribution: 02/12/2026.
- Current money
- $1,000.00
- Protected
- $700.00
- Already put aside for A weekend away
- $100.00
- Already put aside for New phone
- $50.00
- Savings available for goals
- $150.00
- Savings used
- $150.00
Priority order: A weekend away → New phone. Both rules fill a goal before funding the next. Money already put aside stays with its goal. Savings you won't touch are left out.
| Date and event order | Capacity | A weekend away | New phone | Required contribution | Not allocated |
|---|---|---|---|---|---|
| 28/10/2026 · 1Opening allocation | $150.00 | $150.00 / $250.00 | $0.00 / $50.00 | Not a new contribution | $0.00 |
| 04/11/2026 · 2Payday | $200.00 | $150.00 / $400.00 | $50.00 / $100.00 | $200.00 | $0.00 |
| 18/11/2026 · 3Payday | $200.00 | $0.00 / $400.00 | $200.00 / $300.00 | $200.00 | $0.00 |
| 20/11/2026 · 4A weekend away deadline | Check | $0.00 / $400.00 | $0.00 / $300.00 | Not a new contribution | Check only |
| 02/12/2026 · 5Payday | $100.00 | $0.00 / $400.00 | $50.00 / $350.00 | $50.00 | $50.00 |
| 04/12/2026 · 6New phone deadline | Check | $0.00 / $400.00 | $0.00 / $350.00 | Not a new contribution | Check only |
Reconciliation: $1,000.00 current money + $450.00 new saving = $700.00 protected + $0.00 current unassigned + $750.00 committed to goals. Purchases are not subtracted.
Excluded rows
No excluded rows.
Can the money cover every deadline?
At each deadline, compare the money available by then with the amount still needed for goals due by then. This shows whether deadline first could cover them. Your own priority order may leave an earlier goal short.
| Deadline check | Needed by then | Available by then | Difference | Short by then | Goals still short under your rule |
|---|---|---|---|---|---|
| A weekend away20/11/2026 | $300.00 | $550.00 | +$250.00 | $0.00 | $0.00 |
| New phone04/12/2026 | $600.00 | $650.00 | +$50.00 | $0.00 | $0.00 |
You would need $0.00 extra savings now to cover every deadline using deadline first, with everything else unchanged. Only an option if that money is actually available. Your own priority order may still leave an earlier goal short.
No interest is added. Assumes each payday's saving actually happens.
Read the dates, then the amounts.
Each goal card shows the money funded at its own deadline. “Short by” shows the amount still missing when that goal is due.
The shared strip shows how each payday fills one goal before moving to the next. Deadline first follows the earliest payment date. My priority first follows your ranking, which can leave an earlier goal short. The deadline check shows whether deadline first could cover everything with the same inputs.
If a goal comes up short, review its cost, the amount you can afford to save, or a deadline that is genuinely flexible. Copy the plan to compare one change. Keep protected money separate and check your actual balances again after a missed deposit.
No interest, fees or returns are added. For a separate growth estimate, use the compound interest calculator. Nothing you enter here is saved. No money is moved. This is an educational contribution plan, not personal financial advice.